Stripe MCP Server — 16 AI Tools | Claude, ChatGPT & More

Stripe MCP ServerStripe MCP server with 16 ready-to-use AI tools. Connect Stripe to Claude, ChatGPT, Gemini, or any MCP-compatible AI assistant. Cloud MCP connector — no install, no Docker, works from any browser.Category: Finance. 16 tools available. Authentication: API Key.Get instant answers about your revenue and paymentsWhy Stripe + AI?You check the Stripe dashboard daily, but getting specific answers means navigating between customers, invoices, and subscriptions. Ask your AI and get the financial data you need in seconds.Example prompts you can send your AI about Stripe

Ask: "How much revenue did we collect this month?"
AI does: AI fetches your balance transactions, sums successful payments, and shows a breakdown by type (one-time vs recurring).

Ask: "Which customers have failed payments in the last week?"
AI does: AI searches for failed payment intents, groups by customer, and shows the amounts and failure reasons.

Ask: "Show all active subscriptions on the Enterprise plan"
AI does: AI filters subscriptions by product/price, lists active subscribers with their billing cycle and next invoice date.

Ask: "Are there any open disputes I need to respond to?"
AI does: AI lists active disputes with the charge amount, reason, and deadline for response.

Featured Stripe Tools

get-balance: Get the current Stripe account balance broken down by currency. Returns available balance (ready to pay out) and pending balance (not yet available). CRITICAL: All amounts are in the smallest currency unit — cents for USD. $150.00 = 15000 cents. Use this as your FIRST tool to check overall account health and payout readiness. WHEN TO USE: User asks "what is my balance?", "how much money do I have?", "what is available to pay out?", "show my Stripe account status", or any question about funds on hand.

list-payment-intents: List payment intents — Stripe's primary object for tracking a payment from creation to completion. Returns amount, currency, status, customer, payment method, and creation date for each payment intent. CRITICAL: Amounts are in cents. An amount of 5000 = $50.00. STATUS VALUES: "succeeded" (payment completed), "requires_payment_method" (customer needs to provide payment), "requires_confirmation" (needs confirmation), "processing" (in progress), "canceled" (abandoned), "requires_action" (needs 3D Secure or other action). EXAMPLES: All recent payments: no filters, limit=20. Payments for a customer: customer="cus_NffrFeUfNV2Hib". STEP-BY-STEP for investigating a failed payment: 1) list-payment-intents to find the payment. 2) get-payment-intent with the pi_ ID to see detailed failure reason and charge attempts. WHEN TO USE: User asks "show recent payments", "what payments are pending?", "list failed payments", "show payments for customer X", or any question about payment attempts and their status.

list-subscriptions: List subscriptions with their status, billing period, pricing, customer, and plan details. CRITICAL: Default returns ONLY active subscriptions. To see canceled or all subscriptions, you MUST pass the status filter. STATUS VALUES: "active" (paying), "trialing" (in free trial), "past_due" (payment failed, retrying), "canceled" (ended), "unpaid" (payment failed, not retrying), "paused" (temporarily paused), "incomplete" (first payment failed), "incomplete_expired" (first payment expired), "all" (returns every status). WRONG: Listing subscriptions without status filter and assuming you see all of them — you only see active ones. CORRECT: Use status="all" to see every subscription including canceled ones. EXAMPLES: Active subscriptions for a customer: customer="cus_XXX" (status defaults to active). All canceled subscriptions: status="canceled". All subscriptions regardless of status: status="all". Subscriptions needing attention: status="past_due". STEP-BY-STEP for subscription revenue analysis: 1) list-subscriptions with status="active" to see current MRR. 2) list-subscriptions with status="canceled" to see churn. 3) list-subscriptions with status="trialing" to see pipeline. WHEN TO USE: User asks "show active subscriptions", "who is subscribed?", "list canceled subscriptions", "what is my MRR?", "which subscriptions are past due?", or any recurring billing question.

list-customers: List customers in the Stripe account. Returns customer name, email, balance, default payment method, and creation date for each customer. Use the email filter for exact email lookup. For partial name/email matching, use search-customers instead. CRITICAL: Customer balance is in cents and represents credit (negative) or amount owed (positive). EXAMPLES: All recent customers: no filters, limit=20. Find customer by email: email="john@example.com". STEP-BY-STEP to find a customer and their payments: 1) list-customers with email filter to find the customer. 2) Use the cus_ ID from the result with list-charges or list-payment-intents to see their payments. WHEN TO USE: User asks "show my customers", "list all customers", "find customer with email X", "how many customers do I have?", or any question about customer lists.

list-invoices: List invoices with amounts, status, customer, line items, and payment details. CRITICAL: Amounts are in cents. An amount_due of 9900 = $99.00. STATUS VALUES: "draft" (not yet finalized), "open" (sent to customer, awaiting payment), "paid" (successfully paid), "void" (canceled invoice), "uncollectible" (written off as bad debt). EXAMPLES: All unpaid invoices: status="open". Invoices for a customer: customer="cus_XXX". Invoices for a subscription: subscription="sub_XXX". All paid invoices: status="paid", limit=50. STEP-BY-STEP for outstanding revenue: 1) list-invoices with status="open" to see unpaid invoices. 2) Sum the amount_due fields (in cents) to get total outstanding. 3) get-invoice on specific ones for line item detail. WHEN TO USE: User asks "show unpaid invoices", "list invoices for customer X", "what invoices are outstanding?", "show billing history", "how much is owed?", or any question about invoices and billing.

list-disputes: List payment disputes (chargebacks) filed against charges. Returns disputed amount, reason, status, evidence deadline, and the original charge info for each dispute. CRITICAL: Amounts are in cents. A disputed amount of 7500 = $75.00 chargeback. STATUS VALUES: "warning_needs_response" (early warning, respond soon), "needs_response" (evidence must be submitted before deadline), "under_review" (evidence submitted, bank reviewing), "won" (dispute resolved in your favor), "lost" (customer won, funds returned). REASON VALUES: "fraudulent" (customer claims unauthorized), "duplicate" (charged twice), "product_not_received" (item not delivered), "product_unacceptable" (item defective), "subscription_canceled" (charged after cancellation), "unrecognized" (customer doesn't recognize charge). IMPORTANT: Disputes with status "needs_response" require urgent attention — check the evidence_details.due_by date. STEP-BY-STEP for dispute management: 1) list-disputes to see all disputes. 2) Focus on status="needs_response" — these have deadlines. 3) get-charge with the charge ID to see the original payment details. WHEN TO USE: User asks "do I have any chargebacks?", "show disputes", "are there any open disputes?", "what disputes need attention?", or any question about chargebacks and payment disputes.

Frequently Asked Questions about StripeHow do I connect Stripe to Claude or ChatGPT?Create a free LearnToSpeak.ai account, add your Stripe credentials in the dashboard, and paste the generated OAuth URL into Claude.ai's custom connectors or ChatGPT's developer apps. The integration runs fully in the cloud — no desktop app, no CLI, no local install.Does it cost anything to connect Stripe?The Stripe integration is free during the LearnToSpeak.ai public beta. You only need a paid plan from Anthropic or OpenAI (Claude Pro/Max/Team or ChatGPT Plus/Pro/Team) since custom connectors require it on the AI provider side.Which AI assistants support the Stripe connector?Claude.ai (Pro, Max, Team, Enterprise) and ChatGPT (Plus, Pro, Team) both support the Stripe integration via the MCP (Model Context Protocol) standard. The same credentials work across both platforms — add the connector once, use it everywhere.How many Stripe tools does my AI get access to?Your AI gets 16 ready-to-use tools for Stripe, covering the most common read and write operations. Each tool is a discrete action the AI can call on demand — no multi-step prompting, no screen scraping, no workarounds.Is it safe to give an AI access to my Stripe account?Yes. Your Stripe credentials are encrypted at rest with AES-256-GCM and only decrypted in memory when the AI makes a request. LearnToSpeak.ai uses OAuth 2.1 with mandatory PKCE for the AI-to-platform connection, and you can revoke access instantly from the dashboard. We never store or log the actual tool responses returned to the AI.Why use LearnToSpeak.ai instead of running an MCP server locally?Cloud MCP servers work from any browser on any device — no Node.js install, no Docker, no local ports, no maintenance. Configure Stripe once in the dashboard and your AI connects from claude.ai or chat.openai.com directly. That's the entire value proposition: web AI assistants don't read your filesystem, they read our servers.What is the Stripe MCP server?The Stripe MCP server is a cloud-hosted integration that gives AI assistants direct access to Stripe through 16 tools via the Model Context Protocol (MCP) standard. It works with Claude, ChatGPT, Gemini, and any MCP-compatible AI — no local installation or Docker required.How do I connect Stripe to Claude via MCP?Sign up at LearnToSpeak.ai, add your Stripe credentials, and copy the generated MCP URL into Claude.ai's custom connectors (Settings → Developer → Custom Connectors). The cloud MCP server handles the connection — no CLI, no local server, no Docker.How do I connect Stripe to ChatGPT via MCP?Sign up at LearnToSpeak.ai, add your Stripe credentials, and copy the generated MCP URL into ChatGPT's developer apps (Settings → Apps → Advanced → Developer mode). Works with any ChatGPT Plus, Pro, or Team account.What can AI do with Stripe through MCP?Stripe offers 16 MCP tools covering View payments, customers, subscriptions, invoices, and financial data in Stripe. Ask your AI to perform any of these actions in natural language — it calls the right tool automatically.What is MCP (Model Context Protocol)?MCP is an open standard that lets AI assistants like Claude, ChatGPT, and Gemini connect directly to external apps and services. LearnToSpeak.ai hosts cloud MCP servers so you don't need to install anything locally — your AI connects from any browser.Related MCP Servers

YNAB MCP Server — 28 tools

Browse all 34 MCP servers